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Mt. Hood Real Estate Blog

Liz Warren

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Displaying blog entries 1811-1820 of 1904

Charlie's Little Log Cabin in Government Camp

by Liz Warren

Step back in time with Charlie’s Little Log Cabin in Government Camp. This is a 1926 original that’s been kept up over the years. It has all the basics you’ll need from a wood stove insert to the claw foot tub. A “just right” kitchen with everything you need to get the pancakes going for Sunday morning!

 

You can walk to sledding hills, ski slopes and restaurants from this great location. The cabin sits on a plowed road on a 50 X 100 lot. Buy your cabin now and rebuild when you’re ready for a grand chalet!

 

There are two bedrooms upstairs that are cozy as can be. The snow will slide right off your metal roof. It’s connected to sewer and water and sits next to a road that isn’t currently plowed so there’s plenty of elbow room at this place.

 

This cabin feels like old times of Government Camp when Timberline Lodge was just under construction. It’s truly an original!

$349950

Take a tour here

Mt. Hood Secluded Acreage with Contemporary Home!

by Liz Warren

This secluded acreage has it all! Custom built home with tons of bells and whistles. Pride of ownership throughout. Bonus attached apartment for live in parents or returning grown children complete with private bath and kitchen with a separate entry. The home features over 3,000 square feet of living space with four bedrooms (including the apartment) and three and a half baths. There is a wonderful river rock fireplace in the huge family room complete with built in wet bar and a pool table area. A sliding glass door leads out to a private covered patio area and the hot tub.


Knotty pine accents and high vaulted ceilings bring the mountain flavor in. The gourmet kitchen is to die for and it's open to the dining room area. You have tons of cabinets and a gas stove for cooking. You'll love the ambiance of the river rock alcove wood stove to take the chill off cool mountain evenings. The pole barn/shop is a delight too for storage and hobby area. It's 36 X 24 with power of course!

Just down the street a little ways in the Mt. Hood National Forest with thousands of miles of hiking trails and the reknown Salmon River for exceptional fly fishing. Head the other direction to the premium ski slopes only 15 minutes away. And, if you're a golfer, there's a 27 hole golf course at the Resort at the Mountain, only two minutes away.

$549,000 Take a tour here

Sit on your deck and watch the clouds blow by! This incredible Clear Hilld Condo has a million dollar view. It's an upper unit with two bedrooms and two baths, a stone fireplace, cozy dining and kitchen area, spacious bedrooms, a washer and dryer, storage area and its own carport. Enjoy the Resort at the Mountain and golf the 27 hole golf course. New Resort ownership will place this unit in high demand with millions of dollars of renovations in the works. Only one hour from Portland and a 15 minute drive to premium ski slopes.

Tour the condo here

Monday Morning Inspriation

by Liz Warren

INSPIRATION FOR TODAY:

THE SIX MISTAKES OF MAN

1.

The illusion that personal gain is made up of crushing others

2.

The tendency to worry about things that cannot be changed or corrected

3.

Insisting that a thing is impossible because we cannot accomplish it

4.

Refusing to set aside trivial preferences

5.

Neglecting development and refinement of the mind, and not acquiring the habit of reading and study

6.

Attempting to compel others to believe and live as we do


~ Marcus Tullius Cicero (106 B.C. - 43 B.C.)


COULD YOU IMAGINE?

Imagine that you lived 50 years before the birth of Christ. What if one of the educated sages suggested that if you traveled to the ends of the known world he could still carry on a conversation with you? What would you say to him? No doubt, "That's impossible!!!" would have been your answer. Yet, even then, radio sound waves existed. They were undiscovered, but they existed.

What if someone said it were possible to travel to the moon and back? Same answer - "Impossible!"

Would your answer to those questions be the same today? Think how often we fail to set goals for ourselves because we believe them to be "impossible". We won't even dare to try because of the artificial limitations we place upon ourselves. Just because we haven't seen or heard of something being accomplished before, we assume it to be impossible.

So . . . what would you like to accomplish? What steps would you need to take to bring your objective to fruition? The solution, the realization of, the path to your objective already exists - it just lies hidden at the present moment. Because it is not in sight, however, is no reason to assume it is not within your grasp.

Sometimes it is necessary to "let go" of the limitations that hold us back. In letting go of the need to control the outcome, we allow our desired objective to approach us without hindrance. If it sounds a little deep and complex, it's really not. For more on this fascinating concept, pick up a copy of Wayne Dyer's "Wisdom of the Ages."

Monday Morning Inspiration

by Liz Warren

INSPIRATION FOR TODAY:

"If you're gonna go, go like hell. If your mind's not made up, don't use your spurs."
 

From "Don't Squat With Your Spurs On!" ("A Cowboy's Guide to Life" by Texas Bix Bender)

LIVE WITH PASSION!

When you're ready to ride, don't wear your Nikes. Put on your boots and spurs, and let your horse know you mean to ride hard. Then - ride with passion.

How many times have you thought of achieving a dream - only to spend more time in the dreaming and planning than in the doing? No problem - we all do it from time to time. The old nemesis - fear of failure and the unknown - haunts all of us occasionally, keeping us from reaching our objective.

Think back to the last time you took action with a burning passion! Were you competing for a gold medal, fighting for your life under adverse circumstances, or vying for the heart of your beloved? Something was motivating you to the limit, and you refused to quit.

So, what's your passion right now - today? Maybe it's an education, a new career, getting in shape, having more freedom, money & status, or closer family ties. Whatever your desired direction in life, put on your spurs, mount your horse, and hit the trail! There's no greater joy in life than putting everything you've got into an achievement - and then realizing you've overcome all the obstacles.

Ride hard, buckaroo!

 

FHA lending is changing this summer!

by Liz Warren

Many home buyers are going for FHA loans vs. conventional loans recently. In fact, over the past six months FHA lending has doubled!

Major changes are happening in FHA. The big difference will be in the insurance premiums and interest rates for the loans. If you are a high risk borrower your premiums will be higher and your interest rate higher. This of course is based on your FICO score (credit score). If you have a good FICO score you will pay a lower premium (currently 1.5% of the loan which is rolled into your total loan package)

Low FICO score will pay 2.25% fee

High FICO score could pay 1.25% fee.

Depending on your downpayment and FICO scores there are many variables with rates and fees. So, game has changed again. This is significant because the FHA program has been the same for nearly 75 years. This model is more in line withthe similar  PMI (private mortgage insurance.

In any case, look for new FHA rates to appear on the horizon. These changes will start this summer.

STURDY CABIN ONLY EIGHT MINUTES TO THE SLOPES!

by Liz Warren

 

$169,950

This is a NO HASSLE cabin that is very well buil. It's located in the Mt. Hood National Forest complete with two bedrooms, bonus family room,  Plus living room with wood stove insert. Spread out! Newer roof too. Sleeps a ton of people and it's only eight minutes to the slopes. Very affordable. leased land

TAKE A TOUR HERE

Monday Morning Inspiration

by Liz Warren

INSPIRATION FOR TODAY:

"Begin to be now . . . what you will be hereafter."
 

~ St. Jerome

TAKE THIS QUIZ!

Here's a short list of questions. Take time to answer them and today's message will be crystal clear. It needs no further explanation, so enjoy!

Name the five wealthiest people in the world.
Name the last five Heisman Trophy winners.
Name the last five winners of the Miss America pageant.
Name ten people who have won the Nobel or Pulitzer Prize.
Name the last half dozen Academy Award winners for best actor and actress.
Name the last decade's worth of World Series winners.

How did you do?

The point is, none of us remember the headliners of yesterday. These are not second-rate achievers. They are the best in their fields. But the applause dies. Awards tarnish. Achievements are forgotten. Accolades and certificates are buried with their owners.

Here's another quiz. See how you do on this one:

List four teachers who aided your journey through school.
Name three friends who have helped you through a difficult time.
Name five people who have taught you something worthwhile.
Think of a few people who have made you feel appreciated and special.
Think of five people you enjoy spending time with.
Name half a dozen heroes whose stories have inspired you.

Easier?

The lesson?

The people who make a difference in your life are not the ones with the most credentials, the most money, or the most awards. They are the ones that care.

EVEN MORE RULES COMING for INVESTOR LOANS

by Liz Warren

Here is some more credit squeezing news. On August 8th of this year Freddie Mac is clamping down on invertor loans. The limit for multiple owner investment units will be a total of four vs. the ten they currently allow. Cash out refis on rental units will also be eyeballed closely with a high probability of higher interest rates.

An even larger looming problem is the PMI or private mortgage insurance issue. PMI is required when a downpayment is less than 20% of the total purchase price. Investor loans in declining or depressed markets will be completely out of luck, in other words, no PMI, no loan if less than a 20% downpayment. Shades of the 1980's! When I first started selling homes on the mountain we could not sell anything without at least 20% down because the lenders would not provide PMI for buyers in our area.

What does this mean as a buyer or seller in the markets of Government Camp, Rhododendron and Welches? So far we have not been declared a "distressed" or "declining" market for real estate sales so we have dodged that bullet. What it does mean is that there will be a shrinking pool of investment purchasers with credit restrictions and the probability of higher interest rates on those loans.

Zig Zag Riverfront Cabin Close to Government Camp!

by Liz Warren

Need a weekend getaway in the mountains? This charming 1930's cabin sits along the banks of the Zig Zag river in the pristine Mt. Hood National Forest. Located only 5 minutes to the ski slopes of Government Camp's Ski Bowl and Multorpor and just 5 minutes from Rhododendron and Welches for shopping. It has a toe warming stone fireplace, vaulted ceilings with wood beams, skylight and tons of windows. There is a kitchen that opens to the dining area and a big window to watch the wildlife go by. What's even better is that it is only about 5 minutes to premium skiing and just over an hour from Portland. Forget those expensive out of state vacations and use this getaway summer and winter and just a short drive from Portland! leased land in the Mt. Hood National Forest.

$129,500

Take a tour here

 

 

Displaying blog entries 1811-1820 of 1904

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