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Displaying blog entries 1571-1580 of 1919

Mt. Hood Mortgages

Tuesday, October 13, 2009
by Liz Warren

Did you know that approximately one in three people who apply for a mortgage loan or refinance last year were denied approval according to the Federal Reserve? Overall, loan applications and originations were cut in half in 2008 compared with 2006!

Walk-aways are increasing! Despite postitive news on increased sales and in some areas, prices even going upward, many owners according to Housing Predictor  will walk away from their mortgages if housing prices continue to fall. In fact, a recent survey indicates one in three owners will walk away.

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The Myths of Subprime Lending

Tuesday, October 13, 2009
by Liz Warren

When I think about the housing crisis and tsunami of foreclosures that have hit the market I think about Sub-prime Mortgages. This was the first wave of loans that caused foreclosures according to the media. There are many myths that surround sub prime loans and this recent commentary of 10 sub-prime mythes published by the Cleavland Federal Reserve, Senior Research Economist, Yuliya Demyanyk.

Read this article here. 

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Morning Coffee

Monday, October 12, 2009
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"The man who dies rich, dies disgraced."
- Andrew Carnegie


THE MEANING OF POVERTY!

A colleague passed this delightful story along:

One day a father of a very wealthy family took his son on a trip to the country with the firm purpose of showing his son how much poverty exists in the world. They spent several days and nights on the farm of a very poor family.

Upon their return from their trip, the father asked his son, "How was the trip?" The son's answer? "It was great, Dad!" "Did you see how poor people can be?" the father asked. "Oh yeah," said the son.

"So, what did you learn from the trip?" asked the father. The son continued, "I saw that we have one dog and they had four. We have a pool that reaches to the middle of our garden, and they have a creek that has no end. We have imported lanterns in our garden, and they have the stars at night. Our patio reaches to the front yard, and they have the whole horizon."

His son added, "We have a small piece of land to live on, and they have fields that go beyond our sight. We have servants who work for us, but they serve others. We buy our food, but they grow theirs. We have walls around our property to protect us, and they have friends to protect them."

With this the boy's father was speechless. Then his son finally said, "Thanks Dad, for showing me how poor we are."

Too many times we forget what we have and concentrate on what we don't have. What is one person's worthless object is another's prize possession. It is all based on one's perspective. It makes you wonder what would happen if we all gave thanks for the bounty we have, instead of worrying about wanting more. Take joy in all you have, especially your friends.

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Knotty Pine Cabin

Saturday, October 10, 2009
by Liz Warren

 

Hit the brakes! Stunning knotty pine cabin on a quarter of an acre! Just listed at $270,000!

(right in Rhododendron)

 

You're going to love this home! The warmth of the wood throughout the house gives this special mountain house a place to call home. From the petrefied wood stone fireplace to the high vaulted ceilings and windows everywhere to let the forested setting in, it just says relaxation from top to bottom. It's only a block to the Zig Zag River and minutes to premium ski areas and golf. It works well as a primary or second home. The detached oversized two car garage makes a perfect compliment to the home with bonus storage over the top. Easy care yard doesn't take time away from fun. I love the covered decking with super entertaining areas for friends. Fire up that barbeque. Pride of ownership throughout this welll maintanined home makes it a must see for the mountain home buyer!

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Morning Coffee

Tuesday, October 6, 2009
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"It is of immense importance to learn to laugh at ourselves."
~ Katherine Mansfield


PLAY THE FAMILY GAME!

Feel like you're losing touch with your children? Wish you understood your spouse better? Want to enjoy closer family ties without the background noise of X-Box games or loud music? Does everyone seem to scatter the moment their last bite of food is swallowed? Introduce them to "the family game!"

It's a fun way to bring your family together at the dinner table and keep them there - without complaints. Furthermore, you'll soon have them willingly sharing their dreams, disappointments, likes & dislikes, interests, successes, and innermost thoughts. Finally, you will have created a new family tradition your children will delight in passing on to their own families.

Introduce your version of the family game at the end of a dinnertime meal when everyone is present. Don't make a big production of it, just ask everyone to remain at the table. Tell them you've heard of a fun game and would like to play it with them. Explain that each person at the table gets one turn (and only one turn). You begin by asking a question that everyone, including yourself, has to answer. For instance, your question might be, "What's the most embarrassing moment you've ever had?" Go around the table and let each family member contribute.

Once everyone answers, let the person at your left ask the next question. It might be, "What's the worst birthday present you've ever received?" or maybe, "If you could go back in the past and live in a different time, when would it be and why?" You'll be amazed at the sharing your family will suddenly experience.

Once the "family game" becomes a regular part of meals, add this twist: Before being seated, tell family members that they may sit in any seat at the table except their normal seat. The catch is that they must also "act" like the person normally seated in the chair they choose. This can produce hilarious results.

If your family seems fragmented and scattered, play "the family game." It's a natural for bringing joy, depth, communication and understanding back to your loved ones

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Mt. Hood National Forest Homeowner's Meeting

Friday, October 2, 2009
by Liz Warren

  Monday October 5th     7:00 to 9:00pm

All cabin owners interested in becoming a board 

member are encouraged to attend this meeting. 
 
Items on the agenda are:
 
  * Discuss the most recent legislative decision 
 
  *Progress of cabin appraisals for Mt Hood 
                (feedback from Tyler Woods and Cliff Warren)  
     
 *Update on the status of the Cool Creek Tract.
 
 
The meeting will be held at:

         4004 SW Kruse Way Place / Suite 300

  Lake Oswego, OR  97035

 

Map to meeting

 

Cabin owners are always welcome at the board meetings.
 
If you find the doors are locked, please phone 503-380-7602 for access, 
as this is not a meeting place generally open to the public.
 

 

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Credit Score Under 620?

Tuesday, September 29, 2009
by Liz Warren

If you are planning on purchasing a home in the Mt. Hood area around Government Camp, Brightwood, Welches or Rhododendron pay attention to your current FICO credit score.

Fannie Mae is tightening lending standards for FHA, VA, and HUD loans as of November 1st. Depending upon your specific loan you  may not be able to get a federally insured loan. These types of loans make up about 60% of loans in the US.

Bottom line is be sure you pay attention to your credit scores!

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Waterfront Price Reduced nearly $15,000

Tuesday, September 29, 2009
by Liz Warren

Just Reduced Nearly $15,000! Priced at $205,000 NOW!!!

Stunning setting on the Zig Zag River close to Rhododendron. Road 20D Lot 13. Enjoy the sounds of the river on your sunny deck and relax your cares away. Bring your favorite book and put your feet up next to the toasty woodstove in your mountain getaway! Close to skiing, golf, hiking, and RELAXATION.

 

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Zig Zag Riverfront Cabin Price Reduction

Tuesday, September 29, 2009
by Liz Warren

This spacious ski cabin located on Road 35 Lot 143 was just reduced by $10,000. Perfect for skiers to hit the slopes. Only about seven minutes to Ski Bowl. Tons of room for the family and friends! Two bathrooms, double loft plus private master bedroom. Just steps to the river!   Reduced to $200,000!

Located in the Mt. Hood National Forest!

 

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Mt. Hood Seniors Looking for Reverse Mortgage?

Monday, September 28, 2009
by Liz Warren

Attention seniors looking for a reverse mortgage!\ David Stevens, the new FHA Commissioner announced as of October 1st this year that there will be a 10 percent cut in the mount of money seniors can receive from the reverse mortgage program.

This announcement is a major bombshell coupled with a few more policies concerning FHA appraisal guidelines.

Why did this happen? Due to declining property values, FHA is facing an $800 million dollar shortfall in funds. This deadline is coming at lightening speed so if you are thinking about that reverse mortgage, some of your funds just got cut.

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Displaying blog entries 1571-1580 of 1919

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