If you are planning on purchasing a home in the Mt. Hood area around Government Camp, Brightwood, Welches or Rhododendron pay attention to your current FICO credit score.

Fannie Mae is tightening lending standards for FHA, VA, and HUD loans as of November 1st. Depending upon your specific loan you  may not be able to get a federally insured loan. These types of loans make up about 60% of loans in the US.

Bottom line is be sure you pay attention to your credit scores!