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Displaying blog entries 1511-1520 of 1919

Oregon Foreclosure Update for 2010

Sunday, February 14, 2010
by Liz Warren

Oregon is currently ninth in the nation in foreclosures according to a leading foreclosure site RealtyTrac. Here are the numbers and charts:

Take a look at this map of Oregon to see the foreclosure meter.

 

What areas have the highest foreclosures according to RealtyTrac for January 2010? Here is a chart showing where they are:

 

For information on foreclosures in our Mt. Hood area of Government Camp, Welches, Brightwood and Rhododendron, check available properties here.

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Morning Coffee

Monday, February 8, 2010
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"Fear knocked at the door, faith answered. No one was there."
~ Unattributed


REPLACEMENT THERAPY!

Ever received one of those emails that contains a touching message, then suggests that if you forward it to ten more people you'll receive a "special blessing" or "ten million dollars in three days"? It usually also warns that the last person who didn't forward it met some terrible fate at the hands of unknown evil-doers. Remember how that last part - the veiled threat - made you feel? You didn't think something awful would really happen, but you resented being put in the position of wondering.

We've been told many times that our worst fears are of the "unknown." An unidentified fear sends our imagination into high gear, conjuring up vivid mental pictures of dastardly plots against us. We ruminate endlessly over the possibilities. Such fear is disruptive to our well-being, and leaves us tired and wrung-out.

So, how do you handle fear? One method is to identify the fear, so that once you do, it is no longer "unknown." That also means it is measurable, and can be logically quantified. Once you know what it is, your imagination can no longer dream up worse things that it is not. Once identified, it is possible to determine possible outcomes.

Most fears will never come to fruition. Those that do are divided into two categories: those we can control, and those we can't. If we have control, we also have the ability to survive our fears, and change their outcomes. Most fall into that category.

One mother's lifelong advice to her daughter who worried too much was to replace the worry thought with another more pleasant thought. The opposite of fear is hope, which also gives us courage. The next time you experience fear of the unknown, try replacement therapy. Think positive, hopeful thoughts when fear knocks at the door. Then, when you open the door - no one is there!

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Timberline Rim Foreclosures

Saturday, February 6, 2010
by Liz Warren

Timberline Rim is a subdivision in our Mt. Hood area that wraps around the Sandy River. It was originally platted in the 1960's and is nearly fully developed except for a few scattered lots that are still vacant. Parts of the subdivision are in Brightwood and others in Rhododendron. The entire area is on sewer and water and the homeowners enjoy a lodge, swimming pool in the summer, tennis courts, basketball hoops, party room in the lodge and other rec facilities, walking paths to the Sandy River and other amenities. It's location is only 45 minutes to an hour from Portland.

Most of the homes are occupied with full time residents and some second home owners scattered throughout the subdivision.

Naturally, some of the benefits of living in this area are its close proximity to the Mt. Hood National Forest with zillions of miles of hiking trails, 15 minutes to ski areas, cross country skiing, snowshoeing, golf, and a multitude of waterways to enjoy from the Sandy River to Salmon and Zig Zag Rivers threaded throughout our area.

Some of the best buys available in Timberline Rim are the foreclosures currently on the market. Today there are three available and here are the details:

 

It's a great time to buy and take advantage of today's incredible interest rates before they go up!

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Mt. Hood First Time Home Buyers

Saturday, February 6, 2010
by Liz Warren

If you have not owned a home for the past three years you qualify for potenitally receiving $8,000 tax free from the Feds and getting the lowest interest rates in over 60 years for your mortgage!

Where to start? Get in touch with a lender to see if you can qualify to purchase a home! Do it now! Most buyers with a credit score of 620 and above will have no problem in qualifying. There are many loans for our area that may work for you. There's the USDA loan with zero down payment-yes our area from Brightwood, Welches, and Rhododendron qualify for this program! There's also FHA which will require a 3.5% downpayment.

Here are some homes that may work for the first time homebuyer. Click on the home for additional details on that property and you can visit this page for details on the program.

 

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Need A Shop on An Acre With Home?

Thursday, February 4, 2010
by Liz Warren

Need a shop? This is the right property for you. Located on nearly an acre of level land and a cozy little home that comes with it! The home has easy care wood laminate floors plus carpeting. A charming wrap around deck with log railing makes an inviting scene. The bedroom in on the main level and an open floor plan gives a feeling of spaciouness. Vaulted ceilings and wood beams add lots of charm. A toe warming propane stove heats the entire house.

How about that shop? 30 X 36 stick built and ready for your toys and hobbies. Lots of yard for spreading out.

This is a great oppornunity for a first time home buyer to take advantage of the $8,000 tax credit!  Only $220,000!

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Morning Coffee on Mt. Hood

Monday, February 1, 2010
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"A man's reputation is the opinion people have of him; his character is what he really is."
- Jack Miner, conservationist (1865-1944)


HOW'S YOUR CREDIT?

Ever hear someone say, "I have good credit"? They are probably referring to their credit "rating" - a score bestowed upon them by creditors, banks or rating agencies. Simply stating, "I have good credit" changes nothing, nor does the statement merit the attention of creditors. Credit can only be given by others for service to them, i.e. paying them on time.

So, credit is the result of serving others - in many ways. You cannot claim education, victory, experience, success, reputation, or a suave demeanor. Each of these is a gift from others, as a result of your service to them. Friends recognize your courage as a result of your being cool under pressure. Your success is recognized by others only once you have served them well. Knowledge of your career field is recognized by others only after it's been applied to situations in the form of more service.

In the accounting world of income and expense, a debit is something paid out, while a credit is something received. Thus all credits are received from others - not by our own making. The debits - what we pay out - are our efforts, persistence, and service. How they are rated is not under our control, but is determined by those served.

Without service, there are few rewards. Yet, you've seen those who insist on getting more attention than they deserve. They feel they're being short-changed, that they are not appreciated, that they are always the victim. If you look more closely at their contributions, you are also likely to see the dearth of service they are offering.

With service, credit follows. It may be subtle or quite visible - but it always follows. Concentrate on what you have to offer and forget the rewards. Those who are served will pick up the tab!

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Move Up or Downsizing Homebuyers

Saturday, January 30, 2010
by Liz Warren

If you have lived in your home for five of the past eight years in the Mt. Hood area from Welches, Rhododendron, Brightwood to Government Camp, opportunity is knocking and you should take advantage of it! Say you want to move into a larger home and take advantage of today's lower prices or you are ready to retire and want to downsize, a unique opportunity is at hand. Not only are you able to take advantage of today's incredibly low interest rates, there is a stimulus  bonus of $6,500 if you purchase before April 30, 2010 and then it goes away!

There are income limits but most people in our area will meet those limits. I've already had one set of clients take advantage of this. They sold their home on the mountain and relocated to Bend to purchase a foreclosure. Not only did they reap the tax free gain on their primary home, they will get the $6,500 tax credit in the purchase in Bend.

Time is wasting, ACT NOW to get this tax credit!

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Bank Foreclosures at Collins Lake

Thursday, January 28, 2010
by Liz Warren

This might be a great time to purchase a Collins Lake Condo. There are eight units for sale right now including two bank owned units. Here are the details on the bank owned units:

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Morning Coffee

Monday, January 25, 2010
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"First of all, you must find the right track,
So you can start right away and not be held back.
But which track is yours? Well, that all depends
On which way it's going, and where it might end."

~ Craig Dorfman in "I Knew I Could!"


THINK YOU CAN?

Regardless of your age, you were probably introduced as a child to a wonderful book entitled "The Little Engine That Could." If you will recall, it was the story of a small red locomotive personality who believed it was possible to pull a very heavy load uphill - a task that was shunned by other larger locomotives. The little engine huffed and puffed up the hill, all the while repeating the mantra, "I think I can! I think I can! I think I can!"

It was a cute story that contained a very powerful message about persistence and the ability to overcome adversity. Now there's a sequel entitled "I Knew I Could!" A quick ten-minute read, it clearly outlines our ability to make our own choices in life. Using illustrations of train tracks and those cute little locomotives, you are easily led to the understanding that we choose the life "tracks" upon which we travel.

The book suggests that before picking one of those tracks, we should determine the direction it might take us, and the destination we might reach by so choosing. Sounds like real life, doesn't it? How many times, and in how many ways, must we be taught this lesson? If we fail to make our choices wisely, we have consciously made the choice to live at the mercy of happenstance - as did Alice in the following excerpt from "Alice's Adventures in Wonderland":

"Cheshire-Puss...," said Alice, "Would you tell me, please, which way I ought to go from here?" "That depends a good deal on where you want to get to," said the Cat. "I don't much care where -" said Alice. "Then it doesn't matter which way you go," said the Cat. "... so long as I get somewhere," Alice added as an explanation. "Oh, you're sure to do that," said the Cat, "if you only walk long enough."

Life - it's your choice. Toot! Toot

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December 2009 Sales

Saturday, January 23, 2010
by Liz Warren

Take a look at what sold in December:

We have two bank foreclosures, two forest service cabins on leased land, a couple of Government Camp condos and a scattering of second home purchases.

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Displaying blog entries 1511-1520 of 1919

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