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Huckleberry Breakfast on Mt. Hood

by Liz Warren

AUGUST 28th and 29th!

Huckleberry Breakfast on Mt. Hood

Price Reductions on Mt. Hood

by Liz Warren

As the media reports on the slowing sales numbers in July many mountain property owners took this as a sign to drop their prices. At least 15% of homes currently for sale in Government Camp, Welches, Brightwood and Rhododendron dropped their prices in the past two weeks. That's around 20 detached homes and lot prices for 5 properties also adjusted.

Perhaps one of these properties were on your list. Here they are:

Mt. Hood Price Changes

Sandy River Water Trail

by Liz Warren

Have you heard of the Sandy River Water Trail? This is 38 miles of the Sandy River starting in our Mt. Hood area and flowing down to the Columbia River. This site helps with maps, suggested sections of the river to use dependent upon your ability to canoe, kayak, and raft.  Check out this handy reference site for the Sandy River Water Trail.

Mt. Hood's Mother of All Relays!

by Liz Warren

Are we ready? It's that time of year again where the mountain turns a little bit crazy with wacky costumes and vans decorated with clever themes and distractions starting August 27th! It's the yearly Hood to Coast Relay from Mt. Hood to Seaside. Details here.

Mt. Hood Relay Hood to Coast

Screaming Great Buy on the Sandy River at Mt. Hood!

by Liz Warren

Ok, I'm not kidding, this is a custom built newer home right on the Sandy River with wonderful finish work, a gorgeous kitchen, granite counter tops, vaulted ceilings, propane fireplace, decking, an over sized garage right on the river with a recent price reduction to $349,000! Take advantage of today's historically low interest rates and get your mountain getaway today.

Mt. Hood Sandy Riverfront Custom Home

Oregon Foreclosures July 2010

by Liz Warren

Great news! According to RealtyTrac Inc. Oregon has slipped out of third place in foreclosure activity in July. Here are the top ten numbers for the month of July.Oregon Foreclosures

HAMP numbers

by Liz Warren

What is HAMP? Home Affordable Modificaiton Program This government program helps homeowners get their payments modified so they can stay in their homes.

This chart shows the numbers of modifications currently in process.

HAMP

Some of the dept to income ratios are shocking for modifications. The modification program does not work for many and after you see the numbers you'll know why. The median front end, or housing dept to income ratio was 44.8% of the income but combined with total debt, the median dept to income ratio was 79.7%. Yes, nearly 80% of the income of the borrower went to servicing debt.

After the HAMP modification, that total debt to income for all debts went to 63.5%. That is a huge amount of debt even after modification. This explains why there are still failures and drop outs after the modifications take place and why it has not been the big success the government had hoped for. It also shows why banks have not been quick to act in completing this program since they often end up foreclosing on the property any way.

New Mt. Hood USDA loans

by Liz Warren

The recently funded USDA loan program has just been refunded for our area. This includes Welches, Rhododendron, Brightwood and Government Camp. This program is for low income earners and is in very high demand. The loan is 100% financing!

Details may be found here.

Monday Morning Coffee

by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"If you're gonna go, go like hell.
If your mind's not made up,
don't use your spurs."

From "Don't Squat With Your Spurs On!"
("A Cowboy's Guide to Life" by Texas Bix Bender)


LIVE WITH PASSION!

When you're ready to ride, don't wear your Nikes. Put on your boots and spurs, and let your horse know you mean to ride hard. Then - ride with passion.

How many times have you thought of achieving a dream - only to spend more time in the dreaming and planning than in the doing? No problem - we all do it from time to time. The old nemesis - fear of failure and the unknown - haunts all of us occasionally, keeping us from reaching our objective.

Think back to the last time you took action with a burning passion! Were you competing for a gold medal, fighting for your life under adverse circumstances, or vying for the heart of your beloved? Something was motivating you to the limit, and you refused to quit.

So, what's your passion right now - today? Maybe it's an education, a new career, getting in shape, having more freedom, money & status, or closer family ties. Whatever your desired direction in life, put on your spurs, mount your horse, and hit the trail! There's no greater joy in life than putting everything you've got into an achievement - and then realizing you've overcome all the obstacles.

Ride hard, buckaroo!

Mt. Hood Foreclosures for August 2010

by Liz Warren

Here are Mt. Hood foreclosures for Government Camp, Welches, Rhododendron, and Brightwood. These are actively listed foreclosures near Mt. Hood. Don't miss the three condos at Collins Lake in Government Camp!

Call me for any addtional information you might need!

Mt. Hood foreclosures for August 2010

Displaying blog entries 1361-1370 of 1876

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