Displaying blog entries 1341-1350 of 1876
What will help turn home buying around? Jobs. Here is how Oregon compares to the rest of the US in unemployment:
How does this recession compare to others the US has seen? Check out this chart:
WHO ARE YOU?
Who do you want to be? Which are the principles by which you want to live? Do honesty, perseverance, and wisdom define you? Are sincerity, generosity, and a caring attitude your trademark?
Having a vague idea of the benchmark traits you wish to exhibit is not enough. To be extraordinary, it is necessary to define yourself in specific terms. If you haven't adopted a precise set of principles, consider choosing from the list that follows: humility, diligence, moderation, silence, temperance, chastity, courage, resolution, justice, industry, faithfulness, order, tranquility, cleanliness, encouragement, frugality, generosity, sincerity, persistence, honesty, perseverance, or caring.
Choose five that most closely match the person you would choose to be. Next define what each means to you, and how you can adopt them as your trademark traits. Finally, begin acting like the person you would be. Ben Franklin kept a small diary and rated his actions each day by placing a checkmark each time he violated one of his personal principles. Over time, as the checkmarks dwindled for one principle, he would move on to the next.
There's no need to discuss your quest for a principle-centered life with anyone. This is personal, very personal. It's also important to accept the fact that once you've adopted a credo, you won't do a perfect job of living up to it. When you find you've fallen short, "accept the result and move on."
Unless you're living the perfect life right now, and most of us aren't, give some thought to redefining yourself. Decide to be extraordinary and do whatever you must do - NOW!
The Concord Group, a real estate strategy firm predicts that recovery for the current real estate market will begin in the first quarter of 2012. Their prediction is based upon the current 18 months worth of inventory in the market.
Today's market in the Mt. Hood Area including Government Camp, Brightwood, Rhododendron and Welches has an 18.4 month of supply and 147 active listings including homes, condos and land.
TRAVELLING AT WARP SPEED?
Familiar with the speed of light? According to science books, light travels at a speed of 186,000 miles per second. That's been common knowledge for years. Now, however, scientists have discovered in experiments that light may travel many times faster. In fact, tests seem to show that light may travel so fast that it arrives BEFORE it even leaves its source.
Business now travels at the speed of the Internet. "Fast Company" magazine reports up-to-the-nanosecond business techniques. You're connected . . . we're connected . . . we're all moving at warp speed!
Whoa! Stop! Put on the brakes. If you're feeling overwhelmed at the breakneck speed of your business . . . and your life . . . take heart. There's a solution, but you must make space for it. Some call it checking out. Others call it meditation. Some describe it as needing "some space" or "quiet time." The name is not important, but the practice is.
Into each day, schedule a time when you can be alone for 15 - 30 minutes. Mornings may be best when the house is quiet. Close your eyes and practice thinking absolutely nothing. If images, worries, or business schedules keep popping into your mind, practice making them go away. Some picture a blank movie or TV screen. If an image pops onto the screen, mentally turn off the TV and watch the screen go blank.
Once you reach this quiet peaceful state, you will notice that your daily family concerns and business challenges begin to resolve themselves. You can attract everything you need into your life by simply spending some time each day with yourself. It may feel awkward at first - thinking about nothing - but you will soon realize the potential of this powerful resource within you.
Go to your Day Planner now. Write in a block of time for each day this week to spend with your alter ego. Now - keep your appointment!
Here are the largest bank servicers for Q2 2010 according to National Mortgages News. B of A of course absorbed Countrywide when they imploded. This also lists the number of delinquencies on their loans. These numbers include first and second mortgages.
Here's a video that is produced by two mortgage guys who explain why IndyMac wants to do shortsales and foreclosures and how our tax dollars are paying the bank for the difference. This is in layman's terms.
YOU'RE THE PHOTOGRAPHER!
Most people, when they have their camera in hand, take snapshots of other people or things. The focus is on anything and everything outside themselves. What many don't realize is that they also have a super high-resolution camera in their minds.
The words of William James are not new. They've been said before in many forms, i.e. "As a man thinketh, so is he," or "You are what you think about all day long," or "A man is what his thoughts make of him."
By simply framing a picture in your mind of the person you would like to become, then acting like that person - you ARE that person! I believe it was Zig Ziglar who said it this way: "Fake it 'til you make it!" In other words, just by "acting" like the person you want to be, you actually become that person.
Likewise, we often create our own limitations by creating small pictures of who we are. In the words of Michelangelo (1475-1564), "The greater danger for most of us is not that our aim is too high and we miss it, but that it is too low and we reach it."
Why not take a closer look at the image you've created of yourself? Is it in focus? Does it portray the person you really want to be? Should you "zoom" in for a closer look, or go "wide angle" to broaden your horizons?
Your life is whatever you imagine it to be. Create a masterpiece!
There's lots of interesting info coming out about lenders with foreclosures in the headlines. Twenty three states have halted foreclosures with GMAC and B of A. Unfortunately, Oregon is a non-judicial state so it does not fall into lucky 23 state catagory. A major title company has stopped issuing title insurance on foreclosures properties with Chase. Details can be found here.
Nationally, foreclosure buyers received a 26% discount when purchasing foreclosed properties if they purchased in the second quarter this year. Pre Foreclosure buyers received a 12.97% discount. REO or bank owned foreclosure buyers were able to receive a 34.54% discount for their purchase in the second quarter.
According to RealtyTrac, about 24% of sales in the U.S. were foreclosures! The hardest hit states were California, Nevada and Arizona averaging nearly 50% for all of them combined.
Oregon, in the second quarter had around 25% of sales as foreclosures. Of course these foreclosures impact pricing and are creeping into appraisal comparables if they are near a home that is selling. Bad news for sellers due to the impact they have on their values.
The good news is for buyers, there are many properties to choose from. Here is a list of the foreclosures currently for sale in the Mt. Hood area from Government Camp, Rhododendron, Welches, and Brightwood:
WHICH ONE ARE YOU?
Some of the best minds suggest that when you have a dream, you should keep it to yourself. You should set about quietly achieving your dream, but without sharing it with others. Their reasoning is that when you share your lofty goal, you open yourself up to the ridicule and criticism of those who say, "It cannot be done." This is distracting, and can negate your efforts.
Avoid the crowd who says, "It cannot be done." Instead, spend time alone giving your dream a form. Imagine what it will feel like when your dream has been achieved. Picture it happening. Decide what actions you must take to set your dream in motion. Finally, "just do it!"
You'll find that you don't need the adulation of others when your dream becomes reality. Just knowing that you caused it will be enough. True - others will wonder how you accomplish so much in life, while they seem to struggle for the slightest movement forward. So be it.
As the Disney theme song says, "When you wish upon a star, makes no difference who you are. Everything your heart desires will come to you!"
Displaying blog entries 1341-1350 of 1876
